State Bank of India Mclau Ludhiana Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

SBIN0005276

IFSC CodeSBIN0005276
MICR Codeโ€”
BankState Bank of India
BranchMclau Ludhiana
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
AddressCIVILLINESBRANCHFOUNTAINCHOWK
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledNo
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0005276

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0005276
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0005276
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Mclau Ludhiana?

The IFSC code is SBIN0005276. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Mclau Ludhiana branch in LUDHIANA.

What is the MICR code of State Bank of India Mclau Ludhiana?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0005276 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0005276 only for NEFT, RTGS, or IMPS when adding a bank account manually.