State Bank of India Mumbai Lho Branch โ€” IFSC Code

GREATER BOMBAY, MAHARASHTRA

IFSC Code

SBIN0003971

IFSC CodeSBIN0003971
MICR Codeโ€”
BankState Bank of India
BranchMumbai Lho
CityGREATER BOMBAY
DistrictBRIHANMUMBAI
StateMAHARASHTRA
AddressSYNERGYBANDRAKURLACOMPLEXMUMBAI
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledNo
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0003971

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0003971
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0003971
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Mumbai Lho?

The IFSC code is SBIN0003971. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Mumbai Lho branch in GREATER BOMBAY.

What is the MICR code of State Bank of India Mumbai Lho?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0003971 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0003971 only for NEFT, RTGS, or IMPS when adding a bank account manually.