State Bank of India Oad, Lho, New Delhi Branch โ€” IFSC Code

NEW DELHI, DELHI

IFSC Code

SBIN0003973

IFSC CodeSBIN0003973
MICR Codeโ€”
BankState Bank of India
BranchOad, Lho, New Delhi
CityNEW DELHI
DistrictDELHI
StateDELHI
AddressDELHI,INDIA
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledNo
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0003973

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0003973
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0003973
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Oad, Lho, New Delhi?

The IFSC code is SBIN0003973. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Oad, Lho, New Delhi branch in NEW DELHI.

What is the MICR code of State Bank of India Oad, Lho, New Delhi?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0003973 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0003973 only for NEFT, RTGS, or IMPS when adding a bank account manually.