State Bank of India Padum Branch โ€” IFSC Code

KARGIL, JAMMU AND KASHMIR

IFSC Code

SBIN0063955

IFSC CodeSBIN0063955
MICR Code194002012
BankState Bank of India
BranchPadum
CityKARGIL
DistrictKARGIL
StateJAMMU AND KASHMIR
AddressSTATE BANK OF INDIA,MAIN MARKET,PADUM,ZANSKAR,DIST.-KARGIL,UT - LADAKH 194302
Contact+919018356742
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0063955

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0063955
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0063955
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Padum?

The IFSC code is SBIN0063955. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Padum branch in KARGIL.

What is the MICR code of State Bank of India Padum?

The MICR code is 194002012. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0063955 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0063955 only for NEFT, RTGS, or IMPS when adding a bank account manually.