State Bank of India Phagwara Branch โ IFSC Code
KAPURTHALA, PUNJAB
IFSC Code
SBIN0001431
| IFSC Code | SBIN0001431 |
| MICR Code | 144002202 |
| Bank | State Bank of India |
| Branch | Phagwara |
| City | KAPURTHALA |
| District | PHAGWARA |
| State | PUNJAB |
| Address | 745.HARGOBIND.NAGAR.PHG,DIST.KAPURTHALA,STATE.PUNJAB,PIN.144401. |
| Contact | โ |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ
How to Use IFSC Code SBIN0001431
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: SBIN0001431
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ State Bank of India
SBIN0001431
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of State Bank of India Phagwara?
The IFSC code is SBIN0001431. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Phagwara branch in KAPURTHALA.
What is the MICR code of State Bank of India Phagwara?
The MICR code is 144002202. MICR codes are used for cheque processing, not for digital transfers.
Is SBIN0001431 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use SBIN0001431 only for NEFT, RTGS, or IMPS when adding a bank account manually.