State Bank of India Phaphadih Branch โ€” IFSC Code

RAIPUR, CHHATTISGARH

IFSC Code

SBIN0001640

IFSC CodeSBIN0001640
MICR Code492002003
BankState Bank of India
BranchPhaphadih
CityRAIPUR
DistrictRAIPUR
StateCHHATTISGARH
AddressRAIPUR,CHATTISGARH,PIN 492001
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0001640

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0001640
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0001640
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Phaphadih?

The IFSC code is SBIN0001640. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Phaphadih branch in RAIPUR.

What is the MICR code of State Bank of India Phaphadih?

The MICR code is 492002003. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0001640 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0001640 only for NEFT, RTGS, or IMPS when adding a bank account manually.