State Bank of India Ponkunnam Branch โ€” IFSC Code

KOTTAYAM, KERALA

IFSC Code

SBIN0016824

IFSC CodeSBIN0016824
MICR Code686002553
BankState Bank of India
BranchPonkunnam
CityKOTTAYAM
DistrictPONKUNNAM
StateKERALA
AddressNEW INDIA COMPLEX, NH 220, PONKUNNAM, DIST KOTTAYAM, KERALA 686506
Contact+914828222003
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0016824

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0016824
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0016824
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Ponkunnam?

The IFSC code is SBIN0016824. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Ponkunnam branch in KOTTAYAM.

What is the MICR code of State Bank of India Ponkunnam?

The MICR code is 686002553. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0016824 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0016824 only for NEFT, RTGS, or IMPS when adding a bank account manually.