State Bank of India Poynad Branch โ€” IFSC Code

RAIGAD, MAHARASHTRA

IFSC Code

SBIN0004931

IFSC CodeSBIN0004931
MICR Code402002920
BankState Bank of India
BranchPoynad
CityRAIGAD
DistrictALIBAG
StateMAHARASHTRA
AddressDIST RAIGAD, MAHARASHTRA 402107
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0004931

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0004931
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0004931
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Poynad?

The IFSC code is SBIN0004931. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Poynad branch in RAIGAD.

What is the MICR code of State Bank of India Poynad?

The MICR code is 402002920. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0004931 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0004931 only for NEFT, RTGS, or IMPS when adding a bank account manually.