State Bank of India Puna Kumbharia, Surat Branch โ€” IFSC Code

SURAT, GUJARAT

IFSC Code

SBIN0011020

IFSC CodeSBIN0011020
MICR Code395002044
BankState Bank of India
BranchPuna Kumbharia, Surat
CitySURAT
DistrictSURAT
StateGUJARAT
AddressDIST SURATSTATE GUJARAT
Contact+912612856608
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0011020

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0011020
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0011020
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Puna Kumbharia, Surat?

The IFSC code is SBIN0011020. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Puna Kumbharia, Surat branch in SURAT.

What is the MICR code of State Bank of India Puna Kumbharia, Surat?

The MICR code is 395002044. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0011020 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0011020 only for NEFT, RTGS, or IMPS when adding a bank account manually.