What is the IFSC code of State Bank of India Punchavayal branch KOTTAYAM?

The IFSC code of State Bank of India Punchavayal branch in KOTTAYAM is SBIN0070429. MICR code is 686002881.

What is the address of State Bank of India Punchavayal branch?

PBNO7,VALIYAVEETTILBUILDINGS,PUNCHAVAYALPO686513PUNCHAVAYALATSBTCOIN

State Bank of India Punchavayal Branch — IFSC Code

Q: What is the MICR code of State Bank of India Punchavayal?

The MICR code of State Bank of India Punchavayal branch is 686002881. MICR is used for cheque processing.

KOTTAYAM, KERALA

IFSC Code

SBIN0070429

IFSC Code	SBIN0070429
MICR Code	686002881
Bank	State Bank of India
Branch	Punchavayal
City	KOTTAYAM
District	KOTTAYAM
State	KERALA
Address	PBNO7,VALIYAVEETTILBUILDINGS,PUNCHAVAYALPO686513PUNCHAVAYALATSBTCOIN
Contact	+914828278203
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site →

How to Use IFSC Code SBIN0070429

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: SBIN0070429
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — State Bank of India

SBIN0070429

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Punchavayal?

The IFSC code is SBIN0070429. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Punchavayal branch in KOTTAYAM.

What is the MICR code of State Bank of India Punchavayal?

The MICR code is 686002881. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0070429 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use SBIN0070429 only for NEFT, RTGS, or IMPS when adding a bank account manually.