What is the IFSC code of State Bank of India Punnakkal branch ERNAKULAM?

The IFSC code of State Bank of India Punnakkal branch in ERNAKULAM is SBIN0012856. MICR code is 682002055.

What is the address of State Bank of India Punnakkal branch?

THIRUVONAM PARAYIL BLDGS, PERANDOOR ROAD,PUNNAKKAL, ELAMAKKARA P O,DIST ERNAKULAM 6820 026

State Bank of India Punnakkal Branch — IFSC Code

Q: What is the MICR code of State Bank of India Punnakkal?

The MICR code of State Bank of India Punnakkal branch is 682002055. MICR is used for cheque processing.

ERNAKULAM, KERALA

IFSC Code

SBIN0012856

IFSC Code	SBIN0012856
MICR Code	682002055
Bank	State Bank of India
Branch	Punnakkal
City	ERNAKULAM
District	PUNNAKKAL
State	KERALA
Address	THIRUVONAM PARAYIL BLDGS, PERANDOOR ROAD,PUNNAKKAL, ELAMAKKARA P O,DIST ERNAKULAM 6820 026
Contact	+914842537414
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site →

How to Use IFSC Code SBIN0012856

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: SBIN0012856
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — State Bank of India

SBIN0012856

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Punnakkal?

The IFSC code is SBIN0012856. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Punnakkal branch in ERNAKULAM.

What is the MICR code of State Bank of India Punnakkal?

The MICR code is 682002055. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0012856 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use SBIN0012856 only for NEFT, RTGS, or IMPS when adding a bank account manually.