State Bank of India Racc Goraya Branch โ IFSC Code
GORAYA, PUNJAB
IFSC Code
SBIN0063432
| IFSC Code | SBIN0063432 |
| MICR Code | 144002455 |
| Bank | State Bank of India |
| Branch | Racc Goraya |
| City | GORAYA |
| District | GORAYA |
| State | PUNJAB |
| Address | STATE BANK OF INDIA, R AND DB RACC GORAYA ,MAIN CHOWK, GORAYA |
| Contact | +918146555682 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ
How to Use IFSC Code SBIN0063432
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: SBIN0063432
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ State Bank of India
SBIN0063432
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of State Bank of India Racc Goraya?
The IFSC code is SBIN0063432. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Racc Goraya branch in GORAYA.
What is the MICR code of State Bank of India Racc Goraya?
The MICR code is 144002455. MICR codes are used for cheque processing, not for digital transfers.
Is SBIN0063432 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use SBIN0063432 only for NEFT, RTGS, or IMPS when adding a bank account manually.