State Bank of India Rayanapadu Branch โ€” IFSC Code

KRISHNA, ANDHRA PRADESH

IFSC Code

SBIN0020397

IFSC CodeSBIN0020397
MICR Code521004225
BankState Bank of India
BranchRayanapadu
CityKRISHNA
DistrictKRISHNA
StateANDHRA PRADESH
AddressWOKHTCT
Contact+918662832260
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0020397

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0020397
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0020397
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Rayanapadu?

The IFSC code is SBIN0020397. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Rayanapadu branch in KRISHNA.

What is the MICR code of State Bank of India Rayanapadu?

The MICR code is 521004225. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0020397 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0020397 only for NEFT, RTGS, or IMPS when adding a bank account manually.