State Bank of India Saraya Branch โ€” IFSC Code

PALAMU, JHARKHAND

IFSC Code

SBIN0009492

IFSC CodeSBIN0009492
MICR Code824002012
BankState Bank of India
BranchSaraya
CityPALAMU
DistrictSARAIA
StateJHARKHAND
AddressATKHAJURIA,PSTANDWA,DISTT PALAMAU,JHARKHAND
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0009492

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0009492
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0009492
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Saraya?

The IFSC code is SBIN0009492. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Saraya branch in PALAMU.

What is the MICR code of State Bank of India Saraya?

The MICR code is 824002012. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0009492 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0009492 only for NEFT, RTGS, or IMPS when adding a bank account manually.