State Bank of India Scb Focal Point, Ludhiana Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

SBIN0004112

IFSC CodeSBIN0004112
MICR Code141002030
BankState Bank of India
BranchScb Focal Point, Ludhiana
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
AddressPHASE-V, FOCAL POINT, LUDHIANA, PUNJAB ,PIN-141001
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0004112

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0004112
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0004112
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Scb Focal Point, Ludhiana?

The IFSC code is SBIN0004112. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Scb Focal Point, Ludhiana branch in LUDHIANA.

What is the MICR code of State Bank of India Scb Focal Point, Ludhiana?

The MICR code is 141002030. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0004112 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0004112 only for NEFT, RTGS, or IMPS when adding a bank account manually.