State Bank of India Sme, Saugor Branch โ€” IFSC Code

SAGAR, MADHYA PRADESH

IFSC Code

SBIN0012284

IFSC CodeSBIN0012284
MICR Code470002010
BankState Bank of India
BranchSme, Saugor
CitySAGAR
DistrictSAUGOR
StateMADHYA PRADESH
AddressAGRAWAL NIWAS,BHAGWANGANJ,SAGAR MP,DIST SAUGOR470002
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0012284

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0012284
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0012284
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Sme, Saugor?

The IFSC code is SBIN0012284. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Sme, Saugor branch in SAGAR.

What is the MICR code of State Bank of India Sme, Saugor?

The MICR code is 470002010. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0012284 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0012284 only for NEFT, RTGS, or IMPS when adding a bank account manually.