State Bank of India Smeccc, Surat Branch โ€” IFSC Code

SURAT, GUJARAT

IFSC Code

SBIN0005020

IFSC CodeSBIN0005020
MICR Codeโ€”
BankState Bank of India
BranchSmeccc, Surat
CitySURAT
DistrictSECC SURAT
StateGUJARAT
AddressSBI, 1ST FLR,UDNA UDYOGNAGAR BRANCH,SURAT
Contact+912612465628
NEFT EnabledYes โœ…
RTGS EnabledNo
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0005020

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0005020
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0005020
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Smeccc, Surat?

The IFSC code is SBIN0005020. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Smeccc, Surat branch in SURAT.

What is the MICR code of State Bank of India Smeccc, Surat?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0005020 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0005020 only for NEFT, RTGS, or IMPS when adding a bank account manually.