State Bank of India Surat Branch โ€” IFSC Code

SURAT, GUJARAT

IFSC Code

SBIN0000488

IFSC CodeSBIN0000488
MICR Code395002002
BankState Bank of India
BranchSurat
CitySURAT
DistrictSURAT
StateGUJARAT
AddressCHOWK BAZAR, SURAT, GUJARAT. 395001
Contact+912612462718
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0000488

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0000488
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0000488
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Surat?

The IFSC code is SBIN0000488. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Surat branch in SURAT.

What is the MICR code of State Bank of India Surat?

The MICR code is 395002002. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0000488 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0000488 only for NEFT, RTGS, or IMPS when adding a bank account manually.