State Bank of India Vaikom Branch โ€” IFSC Code

KOTTAYAM, KERALA

IFSC Code

SBIN0070125

IFSC CodeSBIN0070125
MICR Code686002887
BankState Bank of India
BranchVaikom
CityKOTTAYAM
DistrictVAIKOM
StateKERALA
AddressKARAMELSHOPPINGCOMPLEX,1STFLOOR,WESTGATE,VAIKOMPO686141VAIKOMATSBTCOIN
Contact+914829231226
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0070125

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0070125
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0070125
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Vaikom?

The IFSC code is SBIN0070125. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Vaikom branch in KOTTAYAM.

What is the MICR code of State Bank of India Vaikom?

The MICR code is 686002887. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0070125 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0070125 only for NEFT, RTGS, or IMPS when adding a bank account manually.