State Bank of India Velguem Branch โ€” IFSC Code

NORTH GOA, GOA

IFSC Code

SBIN0003854

IFSC CodeSBIN0003854
MICR Code403002033
BankState Bank of India
BranchVelguem
CityNORTH GOA
DistrictVELGUEM
StateGOA
AddressTALUKA BICHOLIM, DISTT. NORTH GOA, GOA-403401
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0003854

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0003854
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0003854
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Velguem?

The IFSC code is SBIN0003854. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Velguem branch in NORTH GOA.

What is the MICR code of State Bank of India Velguem?

The MICR code is 403002033. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0003854 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0003854 only for NEFT, RTGS, or IMPS when adding a bank account manually.