State Bank of India Vishakhapatnam P M Palem Branch โ IFSC Code
VISHAKAPATNAM, ANDHRA PRADESH
IFSC Code
SBIN0020963
| IFSC Code | SBIN0020963 |
| MICR Code | 530002331 |
| Bank | State Bank of India |
| Branch | Vishakhapatnam P M Palem |
| City | VISHAKAPATNAM |
| District | VISHAKAPATNAM |
| State | ANDHRA PRADESH |
| Address | HHMMHUVHKPM |
| Contact | +918912782956 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ
How to Use IFSC Code SBIN0020963
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: SBIN0020963
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ State Bank of India
SBIN0020963
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of State Bank of India Vishakhapatnam P M Palem?
The IFSC code is SBIN0020963. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Vishakhapatnam P M Palem branch in VISHAKAPATNAM.
What is the MICR code of State Bank of India Vishakhapatnam P M Palem?
The MICR code is 530002331. MICR codes are used for cheque processing, not for digital transfers.
Is SBIN0020963 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use SBIN0020963 only for NEFT, RTGS, or IMPS when adding a bank account manually.