State Bank of India Wadkhal Branch โ€” IFSC Code

RAIGAD, MAHARASHTRA

IFSC Code

SBIN0012704

IFSC CodeSBIN0012704
MICR Code400002550
BankState Bank of India
BranchWadkhal
CityRAIGAD
DistrictPEN
StateMAHARASHTRA
AddressWADKHAL BRANCH,AT AND POST WADKHAL,TALUKA PEN,DIST RAIGAD,MAHARASHTRA
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0012704

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0012704
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0012704
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Wadkhal?

The IFSC code is SBIN0012704. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Wadkhal branch in RAIGAD.

What is the MICR code of State Bank of India Wadkhal?

The MICR code is 400002550. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0012704 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0012704 only for NEFT, RTGS, or IMPS when adding a bank account manually.