State Bank of India Watrigam Branch โ€” IFSC Code

BARAMULA, JAMMU AND KASHMIR

IFSC Code

SBIN0004591

IFSC CodeSBIN0004591
MICR Code193002321
BankState Bank of India
BranchWatrigam
CityBARAMULA
DistrictWATHERGAM
StateJAMMU AND KASHMIR
AddressDIST BARAMULLA,JAMMU AND KASHMIR 193303
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0004591

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0004591
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0004591
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Watrigam?

The IFSC code is SBIN0004591. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Watrigam branch in BARAMULA.

What is the MICR code of State Bank of India Watrigam?

The MICR code is 193002321. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0004591 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0004591 only for NEFT, RTGS, or IMPS when adding a bank account manually.