State Bank of India Zainakadal Branch โ€” IFSC Code

SRINAGAR, JAMMU AND KASHMIR

IFSC Code

SBIN0004597

IFSC CodeSBIN0004597
MICR Code190002021
BankState Bank of India
BranchZainakadal
CitySRINAGAR
DistrictSRINAGAR
StateJAMMU AND KASHMIR
AddressDISTSRINAGAR JAMMU AND KASHMIR 190002
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0004597

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0004597
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0004597
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Zainakadal?

The IFSC code is SBIN0004597. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Zainakadal branch in SRINAGAR.

What is the MICR code of State Bank of India Zainakadal?

The MICR code is 190002021. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0004597 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0004597 only for NEFT, RTGS, or IMPS when adding a bank account manually.