Union Bank of India Arb Ludhiana Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

UBIN0579963

IFSC CodeUBIN0579963
MICR Codeโ€”
BankUnion Bank of India
BranchArb Ludhiana
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
AddressKALRAS BUILDING, FIRST FLOOR, B-XV-295/B & B-XV-295/C, NEAR OSWAL STREET, MILLER GANJ, GT ROAD, LUDHIANA 141003
Contact+918376002606
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ†’

How to Use IFSC Code UBIN0579963

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UBIN0579963
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Union Bank of India

UBIN0579963
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Arb Ludhiana?

The IFSC code is UBIN0579963. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Arb Ludhiana branch in LUDHIANA.

What is the MICR code of Union Bank of India Arb Ludhiana?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0579963 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UBIN0579963 only for NEFT, RTGS, or IMPS when adding a bank account manually.