Union Bank of India Bija Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

UBIN0570923

IFSC CodeUBIN0570923
MICR Codeโ€”
BankUnion Bank of India
BranchBija
CityLUDHIANA
DistrictBIJA
StatePUNJAB
AddressSAMRALA ROAD TEHSIL KHANNA BIJA PUNJAB PINCODE 141412
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ†’

How to Use IFSC Code UBIN0570923

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UBIN0570923
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Union Bank of India

UBIN0570923
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Bija?

The IFSC code is UBIN0570923. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Bija branch in LUDHIANA.

What is the MICR code of Union Bank of India Bija?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0570923 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UBIN0570923 only for NEFT, RTGS, or IMPS when adding a bank account manually.