Union Bank of India Civil Lines - Ludhiana Branch โ IFSC Code
LUDHIANA, PUNJAB
IFSC Code
UBIN0554421
| IFSC Code | UBIN0554421 |
| MICR Code | 141026012 |
| Bank | Union Bank of India |
| Branch | Civil Lines - Ludhiana |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Address | B-XIX-353/14, DR. HIRA SINGH ROAD,CIVIL LINES, LUDHIANA,PUNJAB - 141 001. |
| Contact | โ |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ
How to Use IFSC Code UBIN0554421
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: UBIN0554421
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Union Bank of India
UBIN0554421
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Union Bank of India Civil Lines - Ludhiana?
The IFSC code is UBIN0554421. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Civil Lines - Ludhiana branch in LUDHIANA.
What is the MICR code of Union Bank of India Civil Lines - Ludhiana?
The MICR code is 141026012. MICR codes are used for cheque processing, not for digital transfers.
Is UBIN0554421 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use UBIN0554421 only for NEFT, RTGS, or IMPS when adding a bank account manually.