Union Bank of India Eda Cochin - Cochin Branch โ IFSC Code
ERNAKULAM, KERALA
IFSC Code
UBIN0540897
| IFSC Code | UBIN0540897 |
| MICR Code | 682026016 |
| Bank | Union Bank of India |
| Branch | Eda Cochin - Cochin |
| City | ERNAKULAM |
| District | KOCHI |
| State | KERALA |
| Address | DOOR NO. XXII/342, CHAKKANAT BUILDING,COCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 006. |
| Contact | โ |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ
How to Use IFSC Code UBIN0540897
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: UBIN0540897
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Union Bank of India
UBIN0540897
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Union Bank of India Eda Cochin - Cochin?
The IFSC code is UBIN0540897. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Eda Cochin - Cochin branch in ERNAKULAM.
What is the MICR code of Union Bank of India Eda Cochin - Cochin?
The MICR code is 682026016. MICR codes are used for cheque processing, not for digital transfers.
Is UBIN0540897 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use UBIN0540897 only for NEFT, RTGS, or IMPS when adding a bank account manually.