Union Bank of India Edapally - Cochin Branch โ IFSC Code
ERNAKULAM, KERALA
IFSC Code
UBIN0539554
| IFSC Code | UBIN0539554 |
| MICR Code | 682026005 |
| Bank | Union Bank of India |
| Branch | Edapally - Cochin |
| City | ERNAKULAM |
| District | KOCHI |
| State | KERALA |
| Address | 34/2409B,M.M.BLDG., HIGH SCHOOL JUNCTION,EDAPALLY, COCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 024. |
| Contact | โ |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ
How to Use IFSC Code UBIN0539554
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: UBIN0539554
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Union Bank of India
UBIN0539554
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Union Bank of India Edapally - Cochin?
The IFSC code is UBIN0539554. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Edapally - Cochin branch in ERNAKULAM.
What is the MICR code of Union Bank of India Edapally - Cochin?
The MICR code is 682026005. MICR codes are used for cheque processing, not for digital transfers.
Is UBIN0539554 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use UBIN0539554 only for NEFT, RTGS, or IMPS when adding a bank account manually.