Union Bank of India Elamakkara Branch โ€” IFSC Code

ERNAKULAM, KERALA

IFSC Code

UBIN0902276

IFSC CodeUBIN0902276
MICR Codeโ€”
BankUnion Bank of India
BranchElamakkara
CityERNAKULAM
DistrictKOCHI
StateKERALA
AddressRAGHAVAN PILLAI MEM.BLDG,ELAMAKKARA,KOCHI26
Contact+914842408949
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ†’

How to Use IFSC Code UBIN0902276

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UBIN0902276
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Union Bank of India

UBIN0902276
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Elamakkara?

The IFSC code is UBIN0902276. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Elamakkara branch in ERNAKULAM.

What is the MICR code of Union Bank of India Elamakkara?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0902276 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UBIN0902276 only for NEFT, RTGS, or IMPS when adding a bank account manually.