Union Bank of India Ernakulam Branch โ€” IFSC Code

ERNAKULAM, KERALA

IFSC Code

UBIN0801259

IFSC CodeUBIN0801259
MICR Codeโ€”
BankUnion Bank of India
BranchErnakulam
CityERNAKULAM
DistrictERNAKULAM
StateKERALA
AddressPB NO 1814,AJAY VIHAR,M G ROADERNAKULAM,KOCHI,KERALA
Contact+916327101920
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ†’

How to Use IFSC Code UBIN0801259

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UBIN0801259
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Union Bank of India

UBIN0801259
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Ernakulam?

The IFSC code is UBIN0801259. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Ernakulam branch in ERNAKULAM.

What is the MICR code of Union Bank of India Ernakulam?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0801259 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UBIN0801259 only for NEFT, RTGS, or IMPS when adding a bank account manually.