What is the IFSC code of Union Bank of India Ernakulam Main branch ERNAKULAM?

The IFSC code of Union Bank of India Ernakulam Main branch in ERNAKULAM is UBIN0542598. MICR code is 682026003.

What is the address of Union Bank of India Ernakulam Main branch?

GROUND FL UNION BANK BHAVANM.G. ROAD, ERNAKULAM-COCHIN,

Union Bank of India Ernakulam Main Branch — IFSC Code

Q: What is the MICR code of Union Bank of India Ernakulam Main?

The MICR code of Union Bank of India Ernakulam Main branch is 682026003. MICR is used for cheque processing.

ERNAKULAM, KERALA

IFSC Code

UBIN0542598

IFSC Code	UBIN0542598
MICR Code	682026003
Bank	Union Bank of India
Branch	Ernakulam Main
City	ERNAKULAM
District	KOCHI
State	KERALA
Address	GROUND FL UNION BANK BHAVANM.G. ROAD, ERNAKULAM-COCHIN,
Contact	—
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site →

How to Use IFSC Code UBIN0542598

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: UBIN0542598
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Union Bank of India

UBIN0542598

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Ernakulam Main?

The IFSC code is UBIN0542598. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Ernakulam Main branch in ERNAKULAM.

What is the MICR code of Union Bank of India Ernakulam Main?

The MICR code is 682026003. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0542598 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use UBIN0542598 only for NEFT, RTGS, or IMPS when adding a bank account manually.