Union Bank of India Ernakulam - Service Branch Branch โ€” IFSC Code

ERNAKULAM, KERALA

IFSC Code

UBIN0547727

IFSC CodeUBIN0547727
MICR Code682026001
BankUnion Bank of India
BranchErnakulam - Service Branch
CityERNAKULAM
DistrictKOCHI
StateKERALA
AddressUNION BANK BHAVAN, P.B.NO.3697,MAHATMA GANDHI ROAD, ERNAKULAM,
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ†’

How to Use IFSC Code UBIN0547727

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UBIN0547727
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Union Bank of India

UBIN0547727
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Ernakulam - Service Branch?

The IFSC code is UBIN0547727. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Ernakulam - Service Branch branch in ERNAKULAM.

What is the MICR code of Union Bank of India Ernakulam - Service Branch?

The MICR code is 682026001. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0547727 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UBIN0547727 only for NEFT, RTGS, or IMPS when adding a bank account manually.