Union Bank of India Focal Point Branch โ€” IFSC Code

JALANDHAR, PUNJAB

IFSC Code

UBIN0831191

IFSC CodeUBIN0831191
MICR Codeโ€”
BankUnion Bank of India
BranchFocal Point
CityJALANDHAR
DistrictJALANDHAR
StatePUNJAB
AddressSCF 28& 29,FOCAL POINT JALANDHARPUNJAB
Contact+911812600010
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ†’

How to Use IFSC Code UBIN0831191

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UBIN0831191
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Union Bank of India

UBIN0831191
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Focal Point?

The IFSC code is UBIN0831191. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Focal Point branch in JALANDHAR.

What is the MICR code of Union Bank of India Focal Point?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0831191 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UBIN0831191 only for NEFT, RTGS, or IMPS when adding a bank account manually.