Union Bank of India G T Road - Ludhiana Branch โ IFSC Code
LUDHIANA, PUNJAB
IFSC Code
UBIN0539732
| IFSC Code | UBIN0539732 |
| MICR Code | 141026002 |
| Bank | Union Bank of India |
| Branch | G T Road - Ludhiana |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Address | G.T. ROAD, MILLER GANJ, LUDHIANA,DIST. LUDHIANA, PUNJAB,PIN - 141 003. |
| Contact | โ |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ
How to Use IFSC Code UBIN0539732
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: UBIN0539732
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Union Bank of India
UBIN0539732
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Union Bank of India G T Road - Ludhiana?
The IFSC code is UBIN0539732. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India G T Road - Ludhiana branch in LUDHIANA.
What is the MICR code of Union Bank of India G T Road - Ludhiana?
The MICR code is 141026002. MICR codes are used for cheque processing, not for digital transfers.
Is UBIN0539732 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use UBIN0539732 only for NEFT, RTGS, or IMPS when adding a bank account manually.