Union Bank of India Gill Road - Ludhiana Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

UBIN0550795

IFSC CodeUBIN0550795
MICR Code141026009
BankUnion Bank of India
BranchGill Road - Ludhiana
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
AddressB - XXI, 2475, JANTA NAGAR,GILL ROAD, LUDHIANA,PIN - 141 003, PUNJAB.
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ†’

How to Use IFSC Code UBIN0550795

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UBIN0550795
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Union Bank of India

UBIN0550795
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Gill Road - Ludhiana?

The IFSC code is UBIN0550795. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Gill Road - Ludhiana branch in LUDHIANA.

What is the MICR code of Union Bank of India Gill Road - Ludhiana?

The MICR code is 141026009. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0550795 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UBIN0550795 only for NEFT, RTGS, or IMPS when adding a bank account manually.