What is the IFSC code of Union Bank of India Kalamassery branch ERNAKULAM?

The IFSC code of Union Bank of India Kalamassery branch in ERNAKULAM is UBIN0555045. MICR code is 682026037.

What is the address of Union Bank of India Kalamassery branch?

DOOR NO. IV/465-A, OPP. APOLLO TYRES LTD.,NORTH KALAMASSERY, P.O. DIST. ERNAKULAM,KERALA - 683 104.

Union Bank of India Kalamassery Branch — IFSC Code

Q: What is the MICR code of Union Bank of India Kalamassery?

The MICR code of Union Bank of India Kalamassery branch is 682026037. MICR is used for cheque processing.

ERNAKULAM, KERALA

IFSC Code

UBIN0555045

IFSC Code	UBIN0555045
MICR Code	682026037
Bank	Union Bank of India
Branch	Kalamassery
City	ERNAKULAM
District	KALAMASSERY
State	KERALA
Address	DOOR NO. IV/465-A, OPP. APOLLO TYRES LTD.,NORTH KALAMASSERY, P.O. DIST. ERNAKULAM,KERALA - 683 104.
Contact	2559977
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site →

How to Use IFSC Code UBIN0555045

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: UBIN0555045
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Union Bank of India

UBIN0555045

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Kalamassery?

The IFSC code is UBIN0555045. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Kalamassery branch in ERNAKULAM.

What is the MICR code of Union Bank of India Kalamassery?

The MICR code is 682026037. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0555045 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use UBIN0555045 only for NEFT, RTGS, or IMPS when adding a bank account manually.