What is the IFSC code of Union Bank of India Karnal Main branch KARNAL?

The IFSC code of Union Bank of India Karnal Main branch in KARNAL is UBIN0537993. MICR code is 132026102.

What is the address of Union Bank of India Karnal Main branch?

POST BOX NO. 79, G.T. ROAD,DIST. KARNAL, HARYANA,PIN - 132 001.

Union Bank of India Karnal Main Branch — IFSC Code

Q: What is the MICR code of Union Bank of India Karnal Main?

The MICR code of Union Bank of India Karnal Main branch is 132026102. MICR is used for cheque processing.

KARNAL, HARYANA

IFSC Code

UBIN0537993

IFSC Code	UBIN0537993
MICR Code	132026102
Bank	Union Bank of India
Branch	Karnal Main
City	KARNAL
District	KARNAL
State	HARYANA
Address	POST BOX NO. 79, G.T. ROAD,DIST. KARNAL, HARYANA,PIN - 132 001.
Contact	2271037
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site →

How to Use IFSC Code UBIN0537993

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: UBIN0537993
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Union Bank of India

UBIN0537993

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Karnal Main?

The IFSC code is UBIN0537993. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Karnal Main branch in KARNAL.

What is the MICR code of Union Bank of India Karnal Main?

The MICR code is 132026102. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0537993 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use UBIN0537993 only for NEFT, RTGS, or IMPS when adding a bank account manually.