Union Bank of India Karukutty Branch โ€” IFSC Code

ERNAKULAM, KERALA

IFSC Code

UBIN0534587

IFSC CodeUBIN0534587
MICR Codeโ€”
BankUnion Bank of India
BranchKarukutty
CityERNAKULAM
DistrictKARUKUTTY
StateKERALA
AddressUNION BANK OF INDIA, KARUKUTTY, 406-A, WARD NO. 1, RAILWAY STATION JN.,, KARUKUTTY, DIST. ERNAKULAM,, KERALA, PIN - 683 576.
Contact2612296
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ†’

How to Use IFSC Code UBIN0534587

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UBIN0534587
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Union Bank of India

UBIN0534587
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Karukutty?

The IFSC code is UBIN0534587. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Karukutty branch in ERNAKULAM.

What is the MICR code of Union Bank of India Karukutty?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0534587 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UBIN0534587 only for NEFT, RTGS, or IMPS when adding a bank account manually.