What is the IFSC code of Union Bank of India Karumalloor branch ERNAKULAM?

The IFSC code of Union Bank of India Karumalloor branch in ERNAKULAM is UBIN0534501. MICR code is 682026032.

What is the address of Union Bank of India Karumalloor branch?

AT & POST KARUMALLOOR, VIA ALUVA,DIST. ERNAKULAM, KERALA,PIN - 683 511.

Union Bank of India Karumalloor Branch — IFSC Code

Q: What is the MICR code of Union Bank of India Karumalloor?

The MICR code of Union Bank of India Karumalloor branch is 682026032. MICR is used for cheque processing.

ERNAKULAM, KERALA

IFSC Code

UBIN0534501

IFSC Code	UBIN0534501
MICR Code	682026032
Bank	Union Bank of India
Branch	Karumalloor
City	ERNAKULAM
District	KARUMALLOOR
State	KERALA
Address	AT & POST KARUMALLOOR, VIA ALUVA,DIST. ERNAKULAM, KERALA,PIN - 683 511.
Contact	2645464
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site →

How to Use IFSC Code UBIN0534501

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: UBIN0534501
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Union Bank of India

UBIN0534501

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Karumalloor?

The IFSC code is UBIN0534501. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Karumalloor branch in ERNAKULAM.

What is the MICR code of Union Bank of India Karumalloor?

The MICR code is 682026032. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0534501 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use UBIN0534501 only for NEFT, RTGS, or IMPS when adding a bank account manually.