Union Bank of India Karunagappally Branch โ€” IFSC Code

KOLLAM, KERALA

IFSC Code

UBIN0554235

IFSC CodeUBIN0554235
MICR Code690026052
BankUnion Bank of India
BranchKarunagappally
CityKOLLAM
DistrictKOLLAM
StateKERALA
AddressAZHAR TOWERS, K. P. IX/3,LALAJI JUNCTION, KARUNAGAPALLY,KOLLAM DIST. KERALA - 690 518.
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ†’

How to Use IFSC Code UBIN0554235

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UBIN0554235
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Union Bank of India

UBIN0554235
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Karunagappally?

The IFSC code is UBIN0554235. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Karunagappally branch in KOLLAM.

What is the MICR code of Union Bank of India Karunagappally?

The MICR code is 690026052. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0554235 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UBIN0554235 only for NEFT, RTGS, or IMPS when adding a bank account manually.