Union Bank of India Kochi Caps Branch โ IFSC Code
ERNAKULAM, KERALA
IFSC Code
UBIN0985198
| IFSC Code | UBIN0985198 |
| MICR Code | โ |
| Bank | Union Bank of India |
| Branch | Kochi Caps |
| City | ERNAKULAM |
| District | KOCHI |
| State | KERALA |
| Address | XXXVII398B RADHAKRISHNA BLDG,CLOTH BAZAR,ERNAKULAM,KOCHI 682031 |
| Contact | +914842380612 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ
How to Use IFSC Code UBIN0985198
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: UBIN0985198
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Union Bank of India
UBIN0985198
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Union Bank of India Kochi Caps?
The IFSC code is UBIN0985198. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Kochi Caps branch in ERNAKULAM.
What is the MICR code of Union Bank of India Kochi Caps?
The MICR code is not available โ check your cheque book. MICR codes are used for cheque processing, not for digital transfers.
Is UBIN0985198 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use UBIN0985198 only for NEFT, RTGS, or IMPS when adding a bank account manually.