Union Bank of India Kottayam Branch โ€” IFSC Code

KOTTAYAM, KERALA

IFSC Code

UBIN0536121

IFSC CodeUBIN0536121
MICR Code686026002
BankUnion Bank of India
BranchKottayam
CityKOTTAYAM
DistrictKOTTAYAM
StateKERALA
AddressP.B. NO. 277, SHASTRI ROAD,KOTTAYAM, DIST. KOTTAYAM,KERALA, PIN - 686 001.
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ†’

How to Use IFSC Code UBIN0536121

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UBIN0536121
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Union Bank of India

UBIN0536121
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Kottayam?

The IFSC code is UBIN0536121. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Kottayam branch in KOTTAYAM.

What is the MICR code of Union Bank of India Kottayam?

The MICR code is 686026002. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0536121 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UBIN0536121 only for NEFT, RTGS, or IMPS when adding a bank account manually.