Union Bank of India Kowtharam Branch โ IFSC Code
KRISHNA, ANDHRA PRADESH
IFSC Code
UBIN0803197
| IFSC Code | UBIN0803197 |
| MICR Code | โ |
| Bank | Union Bank of India |
| Branch | Kowtharam |
| City | KRISHNA |
| District | KOWTHARAM |
| State | ANDHRA PRADESH |
| Address | 7/118,MAIN ROAD,KOWTHARAM,KRISHNA DIST,AP |
| Contact | +918674273336 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ
How to Use IFSC Code UBIN0803197
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: UBIN0803197
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Union Bank of India
UBIN0803197
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Union Bank of India Kowtharam?
The IFSC code is UBIN0803197. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Kowtharam branch in KRISHNA.
What is the MICR code of Union Bank of India Kowtharam?
The MICR code is not available โ check your cheque book. MICR codes are used for cheque processing, not for digital transfers.
Is UBIN0803197 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use UBIN0803197 only for NEFT, RTGS, or IMPS when adding a bank account manually.