Union Bank of India Ludhiana Branch โ IFSC Code
LUDHIANA, PUNJAB
IFSC Code
UBIN0803405
| IFSC Code | UBIN0803405 |
| MICR Code | โ |
| Bank | Union Bank of India |
| Branch | Ludhiana |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Address | B-XV-295/B& B-XV-295/C,NEAR OSWAL STREETMILLER GANJ,G T ROAD,LUDHIANA-141003 |
| Contact | +917642545765 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ
How to Use IFSC Code UBIN0803405
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: UBIN0803405
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Union Bank of India
UBIN0803405
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Union Bank of India Ludhiana?
The IFSC code is UBIN0803405. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Ludhiana branch in LUDHIANA.
What is the MICR code of Union Bank of India Ludhiana?
The MICR code is not available โ check your cheque book. MICR codes are used for cheque processing, not for digital transfers.
Is UBIN0803405 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use UBIN0803405 only for NEFT, RTGS, or IMPS when adding a bank account manually.