What is the IFSC code of Union Bank of India Model Town - Karnal branch KARNAL?

The IFSC code of Union Bank of India Model Town - Karnal branch in KARNAL is UBIN0545091. MICR code is 132026103.

What is the address of Union Bank of India Model Town - Karnal branch?

ASA RAM MARKET, OLD KUNJPURA ROAD,MODEL TOWN, DIST. KARNAL, HARYANA,PIN - 132 001.

Union Bank of India Model Town - Karnal Branch — IFSC Code

Q: What is the MICR code of Union Bank of India Model Town - Karnal?

The MICR code of Union Bank of India Model Town - Karnal branch is 132026103. MICR is used for cheque processing.

KARNAL, HARYANA

IFSC Code

UBIN0545091

IFSC Code	UBIN0545091
MICR Code	132026103
Bank	Union Bank of India
Branch	Model Town - Karnal
City	KARNAL
District	KARNAL
State	HARYANA
Address	ASA RAM MARKET, OLD KUNJPURA ROAD,MODEL TOWN, DIST. KARNAL, HARYANA,PIN - 132 001.
Contact	—
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site →

How to Use IFSC Code UBIN0545091

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: UBIN0545091
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Union Bank of India

UBIN0545091

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Model Town - Karnal?

The IFSC code is UBIN0545091. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Model Town - Karnal branch in KARNAL.

What is the MICR code of Union Bank of India Model Town - Karnal?

The MICR code is 132026103. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0545091 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use UBIN0545091 only for NEFT, RTGS, or IMPS when adding a bank account manually.