Union Bank of India Palazhi Branch โ€” IFSC Code

KOZHIKODE, KERALA

IFSC Code

UBIN0918130

IFSC CodeUBIN0918130
MICR Codeโ€”
BankUnion Bank of India
BranchPalazhi
CityKOZHIKODE
DistrictKOZHIKODE
StateKERALA
AddressKRISHNA ARCADE, GROUND FLOOR, NH-66, KOZHIKODE BYPASS, PALAZHI - 673014
Contact+914962515650
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ†’

How to Use IFSC Code UBIN0918130

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UBIN0918130
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Union Bank of India

UBIN0918130
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Palazhi?

The IFSC code is UBIN0918130. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Palazhi branch in KOZHIKODE.

What is the MICR code of Union Bank of India Palazhi?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0918130 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UBIN0918130 only for NEFT, RTGS, or IMPS when adding a bank account manually.