Union Bank of India Phagwara Branch โ IFSC Code
KAPURTHALA, PUNJAB
IFSC Code
UBIN0549827
| IFSC Code | UBIN0549827 |
| MICR Code | โ |
| Bank | Union Bank of India |
| Branch | Phagwara |
| City | KAPURTHALA |
| District | PHAGWARA |
| State | PUNJAB |
| Address | G. T. ROAD, SUGAR MILL CHOWK, PHAGWARA,OPP. BUS STAND, DIST. KAPURTHALA,PUNJAB, PIN - 144 401. |
| Contact | 262995 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ
How to Use IFSC Code UBIN0549827
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: UBIN0549827
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Union Bank of India
UBIN0549827
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Union Bank of India Phagwara?
The IFSC code is UBIN0549827. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Phagwara branch in KAPURTHALA.
What is the MICR code of Union Bank of India Phagwara?
The MICR code is not available โ check your cheque book. MICR codes are used for cheque processing, not for digital transfers.
Is UBIN0549827 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use UBIN0549827 only for NEFT, RTGS, or IMPS when adding a bank account manually.