Union Bank of India Phondaghat Branch โ€” IFSC Code

GOA, MAHARASHTRA

IFSC Code

UBIN0563994

IFSC CodeUBIN0563994
MICR Codeโ€”
BankUnion Bank of India
BranchPhondaghat
CityGOA
DistrictPHONDAGHAT
StateMAHARASHTRA
AddressPHONDAGHAT, GOA, MAH
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ†’

How to Use IFSC Code UBIN0563994

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UBIN0563994
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Union Bank of India

UBIN0563994
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Phondaghat?

The IFSC code is UBIN0563994. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Phondaghat branch in GOA.

What is the MICR code of Union Bank of India Phondaghat?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0563994 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UBIN0563994 only for NEFT, RTGS, or IMPS when adding a bank account manually.