What is the IFSC code of Union Bank of India Phullanwala branch LUDHIANA?

The IFSC code of Union Bank of India Phullanwala branch in LUDHIANA is UBIN0538566. MICR code is 141026005.

What is the address of Union Bank of India Phullanwala branch?

PHULLANWALA, VASANT AVENUE,P. O. MODEL TOWN, DIST. LUDHIANA, PUNJAB, PIN - 141 013.

Union Bank of India Phullanwala Branch — IFSC Code

Q: What is the MICR code of Union Bank of India Phullanwala?

The MICR code of Union Bank of India Phullanwala branch is 141026005. MICR is used for cheque processing.

LUDHIANA, PUNJAB

IFSC Code

UBIN0538566

IFSC Code	UBIN0538566
MICR Code	141026005
Bank	Union Bank of India
Branch	Phullanwala
City	LUDHIANA
District	PHULLANWALA
State	PUNJAB
Address	PHULLANWALA, VASANT AVENUE,P. O. MODEL TOWN, DIST. LUDHIANA, PUNJAB, PIN - 141 013.
Contact	2562702
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site →

How to Use IFSC Code UBIN0538566

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: UBIN0538566
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Union Bank of India

UBIN0538566

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Phullanwala?

The IFSC code is UBIN0538566. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Phullanwala branch in LUDHIANA.

What is the MICR code of Union Bank of India Phullanwala?

The MICR code is 141026005. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0538566 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use UBIN0538566 only for NEFT, RTGS, or IMPS when adding a bank account manually.